Commercial Vehicle Financing in Athens, GA
Purchasing a vehicle for your business is a strategic investment, not just a simple transaction. At Athens Ford, we understand that your ROI matters. We work with business owners across Athens, Winterville, Hull, Watkinsville, and Northeast Georgia to structure financing solutions that protect your cash flow and keep your fleet moving.
Whether you are a sole proprietor buying your first Ford Transit or a fleet manager acquiring five new F-550 flatbeds, our finance department has the tools to get the deal done efficiently. We treat your business with the same level of attention you give your own clients.
Specialized Commercial Lending
Standard loans aren't built for work trucks. We provide commercial-specific financing designed to handle heavy usage and high mileage.
- Commercial Line of Credit (CLOC): Growing your fleet? A CLOC lets you add vehicles without reapplying, keeping your business liability distinct from your personal credit.
- TRAC Leasing: Terminal Rental Adjustment Clause (TRAC) leases provide lower monthly payments and customizable residual values to fit your budget.
- Traditional Loans: Build equity in your entire fleet with our competitive standard purchasing rates.
Financing for Upfits and Equipment
One of the biggest challenges in buying a commercial vehicle is paying for the body and equipment upfront. When you finance with Athens Ford, you don't need to write a separate check to an upfitter or deplete your cash reserves to get your truck job-ready.
Get your vehicle job-ready without the upfront expense. We combine the chassis and body—including dump trucks, flatbeds, service bodies, and cargo vans—into one simple plan. By also including add-ons like snow plows, liftgates, and ladder racks, we create a single monthly payment that helps you preserve cash for your daily operations.
Let's Get Down to Business
We believe in a transparent, straightforward process. Our team is ready to answer your questions about Section 179 tax advantages, interest rates, and lease structures.
Visit us at Athens Ford or reach out today. Let us handle the paperwork so you can get back to work.